Want to get free Walmart gift cards and earn extra cash back? It’s totally possible! You can do this by using different ways to earn rewards when you shop at Walmart or other stores. This guide will show you exactly how to maximize your cashback rewards, making it easier than ever to build up a collection of these valuable gift cards. We’ll break down all the best strategies so you can start saving money today.
Have you ever wished you could get paid just for shopping? It’s true! Many companies offer cashback rewards when you buy things, and collecting Walmart gift cards through these programs is a fantastic way to save big on groceries, electronics, clothes – anything you need from Walmart. It might seem complicated at first, but with the right approach, it becomes a simple habit that adds up over time. Let’s explore how to make the most of this opportunity!
Understanding Cashback Rewards
Cashback rewards are basically money back on your purchases. Instead of paying full price for something, you earn a percentage of the cost as cashback – typically between 1% and 10%. The more you shop, and the better the program you use, the more cashback you’ll accumulate. It’s like getting a discount *and* earning money at the same time! Think of it as a little bonus just for being a smart shopper.
These rewards are usually paid out as gift cards (like Walmart gift cards), PayPal cash, or sometimes even directly into your bank account. Walmart gift cards are especially popular because they can be used to buy almost anything you need at Walmart, making them incredibly versatile.
Top Methods for Earning Walmart Gift Cards Through Cashback
1. Credit Card Rewards Programs
Many credit cards offer cashback rewards on all your purchases. Some of the best ones specifically partner with retailers like Walmart. For example, Chase Freedom Unlimited and Discover it Cash Back card often have bonus categories that include online shopping or grocery stores – which could apply to your Walmart purchases.
| Credit Card | Cashback Rate (on select purchases) | Notes |
|---|---|---|
| Chase Freedom Unlimited | 5% on Dining, 3% on Gas & EV Charging, 3% on Grocery Stores (up to $6000 spent), 1% on everything else | Excellent for Walmart shoppers. The grocery bonus is key. |
| Discover it Cash Back | 5% cash back on one rotating category each quarter, 3% on Dining & Gas, 1% on all other purchases | Rotating categories can be a great way to maximize rewards. |
| Citi Double Cash | 1% cashback on every purchase + 1% cashback when you redeem for travel | Simple and reliable for everyday spending. |
Important Tip: Always pay your credit card balance in full each month to avoid interest charges. Interest charges would defeat the purpose of earning cashback!
2. Cashback Apps – Swagbucks, MyPoints, Rakuten (formerly Ebates)
Cashback apps are super convenient! They let you earn rewards when you shop online or in-store. Here are a few popular ones:
- Swagbucks: You can earn Swagbucks (SB) by shopping through their portal, taking surveys, watching videos, and more. You can then redeem SB for Walmart gift cards.
- MyPoints: Similar to Swagbucks, MyPoints offers rewards for various activities including online shopping and completing tasks.
- Rakuten (Ebates): Rakuten is a well-established cashback site. They offer cash back on thousands of retailers, including Walmart. You simply click through their link before making your purchase. This is one of the easiest ways to collect Walmart gift cards!
Using these apps consistently can significantly boost your rewards over time. Many users report earning $50-$200 in gift cards each month by using these platforms.
3. Online Surveys for Walmart Gift Cards
Some websites and apps reward you with gift cards for taking surveys. Sites like Survey Junkie and InboxDollars sometimes offer opportunities to earn rewards specifically related to Walmart products or services, occasionally offering gift cards as a reward.
While the payout per survey is usually small, it’s an easy way to add up your earnings over time. It’s a good complement to other cashback methods – don’t rely on this alone for significant rewards!
4. Walmart Rewards Program
Don’t forget about Walmart’s own rewards program! Walmart+ offers free delivery and discounts, and you can earn points that can be redeemed for gift cards. While the membership fee exists, the benefits can outweigh the cost if you shop at Walmart frequently. This is a good way to maximize your spending at Walmart.
Tips for Maximizing Your Cashback
1. Always Check for Bonus Offers
Retailers and cashback apps often run bonus offers – like double or triple cashback on specific products or categories. Keep an eye out for these promotions, as they can significantly increase your rewards. Sign up for email newsletters from retailers and cashback apps to stay informed.
2. Use Multiple Cashback Programs
Don’t limit yourself to just one cashback program! Using a combination of credit card rewards and cashback apps will give you the best chance of earning maximum rewards. For example, you could use Rakuten to earn cashback on your Walmart online purchases and also use the Chase Freedom Unlimited card for in-store purchases.
3. Shop Through the Cashback App Portal
When shopping online through a cashback app like Rakuten, always click through their link *before* visiting the retailer’s website. This ensures that the retailer is tracked by the app and you receive credit for your purchase. Don’t just go directly to Walmart’s website!
4. Track Your Rewards
Keep track of your cashback earnings so you know how much you’ve accumulated. Most cashback apps have a dashboard where you can see your rewards balance. This helps you stay motivated and plan for when you want to redeem your gift cards.
Case Study: Sarah’s Walmart Gift Card Journey
Sarah started using Swagbucks and Rakuten consistently when she began shopping at Walmart online. She initially earned around $20 a month in cashback. By utilizing the grocery bonus on her Chase Freedom Unlimited card, she boosted her earnings to over $80 per month within six months. She’s now saving up for a new TV!
Conclusion
Collecting Walmart gift cards through cashback is a smart and rewarding way to save money. By utilizing the strategies outlined in this guide – from credit card rewards to cashback apps – you can significantly increase your earnings. Remember, consistency is key, so make these methods part of your regular shopping habits. With a little effort, you’ll be well on your way to building up a substantial collection of Walmart gift cards.
Key Takeaways
- Cashback rewards are essentially money back on your purchases.
- Use credit card rewards programs and cashback apps like Swagbucks, MyPoints, and Rakuten.
- Always check for bonus offers and shop through the cashback app portal.
- Track your rewards to stay motivated.
Frequently Asked Questions (FAQ)
- How do I redeem Walmart gift cards? You can use them online at Walmart.com or in-store when checking out.
- Are all cashback apps worth it? Some apps offer better rewards than others. Research different apps and choose the ones that best suit your shopping habits.
- Can I earn cashback on returns? Generally, yes, you can earn cashback on returned items through most cashback programs, but check the specific terms and conditions of each program. It’s always a good idea to read the fine print!
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